S/No	Particulars	Service Charge + Tax  and Others as Applicable from time to time
	DEPOSIT SECTION
1	Average Minimum Quarterly Balance	i) Savings Account
		ii) Rs.1,000/- with Cheque book facility.
		iii) Rs.500/- without cheque book facility.
2	Charges for Non-Maintenance of Minimum Balance	Charges are Rs.20/- per day per transaction.
3	Issue of Duplicate Pass book	Rs.100/- with latest balance + Rs.10/- per page for previous entries.
4	Cheque Book Charges	Rs.20/- for single cheque book. Rs.100/- per extra cheque book at a single time.
5	Photo Attestation	Rs.10/- per photo.
6	Signature Attestation for ECS	Rs. 100/-.
7	Signature Attestation	For obtaining loans from other financial institutions Rs.100/- per attestation.
8	Bouncing of Cheque – Local / ECS (issued by our customer)	Rs. 100/- per instrument for cheque amount below Rs.1.00 lakh.
		Rs.100/- + Re.0.50 per Thousand for cheque amount above Rs.1.00 lakh.
		Above mentioned charges are also applicable for return of ECS.
9	Dormancy/Inoperative Account Activation Charge	Rs 100
10	Balance Certificate	Rs 50/-
11	Service Charge	1. Rs 50 annual maintenance fee per annum
		2. Rs 100/- on half-yearly basis towards inoperative account
12	Issue of Account Statement	Rs 50 per page
13	Transfer of Account	Rs 100 (Inclusive of Postal Charges)
14	Stop Payment Instruction	Rs 50 Per Instrument/Instruction
15	Account Closure	If closed within three months
		1. Rs 100 without Cheque Book
		2. Rs 200 with Cheque Book
	CURRENT ACCOUNT
1	Average Minimum Quarterly Balance	Rs 1,000/-
2	Charges for Non-Maintenance of Minimum Balance	Charges are Rs.50/- per day per transaction.
3	Issue of Duplicate Pass book	Rs.100/- with latest balance + Rs.10/- per page for previous entries.
4	Cheque Book Charges	Rs.20/- for single cheque book. Rs.100/- per extra cheque book at a single time.
5	Photo Attestation	Rs.10/- per photo.
6	Signature Attestation for ECS	Rs. 100/-.
7	Signature Attestation	For obtaining loans from other financial institutions Rs.100/- per attestation.
8	Bouncing of Cheque – Local / ECS	Rs. 100/- per instrument for cheque amount below Rs.1.00 lakh.
		Rs.100/- + Re.0.50 per Thousand for cheque amount above Rs.1.00 lakh.
		Above mentioned charges are also applicable for return of ECS.
9	Balance Certificate	Rs 50/-
10	Service Charge	Rs 50 annual maintenance fee per annum
		Rs 100/- on half-yearly basis towards inoperative account
11	Issue of Account Statement	Rs 50 per page
12	Transfer of Account	Rs 100 (Inclusive of Postal Charges)
13	Stop Payment Instruction	Rs 50 Per Instrument/Instruction
14	Account Closure	Rs 200, If closed within one year
	TERM DEPOSIT
1	Issue of Duplicate Certificate	Rs 100 per case
2	Penal Interest for Delayed Instalments	Rs 2.00 per Rs 100
	LOAN SECTION
1	Loan Application Form	Rs 100 per form.
2	Processing Fee/Charge	1. Govt. Sponsored scheme Rs 100 per case
		2. Fresh Loan 1% of Loan amount
		3. Renewal 0.50% of Loan amount
3	Issue of Duplicate Pass book	Rs.100/- with latest balance + Rs.10/- per page for previous entries.
4	Cheque Book Charges	Rs.20/- for single cheque book. Rs.100/- per extra cheque book at a single time.
5	Non-Submission of Stock Statement	Rs 200 per month
6	Penal charge for late payment of EMI	1% p.a. for the amount in default for the days of default.
7	Pre payment for charge for Term Loan	Rs 1,000 or 2% flat on o/s balance, which ever is higher
8	NoLiability/ Dues Certificate	Rs 100 per case
9	Bank Guarantee	0.75% per quarter or part thereof with a minimum of 3% p.a.
		Note: Bank Guarantee should be back by a margin of 100% as Fixed Deposit.
10	Commitment Charge for C.C limit	10% of sanctioned limit, if utilization is below 10% of sanctioned limit.
	SOLVENCY CERTIFICATE
1	Upto Rs 5 lakhs	Rs 2,000
	Above Rs 5 lakhs – Rs 10 lakhs	Rs 2,500
	Above Rs 10 lakhs to Rs 50 lakhs	Rs 5,000
	Above Rs 50 lakhs	Rs 10,000
2	Stop payment of Cheques CC/ODs	Rs 100 per instances
	REMMITTANCE  FACILITIES
1	Issue of Demand Drafts	1. Rs 20 up to Rs 1,000
		2. Rs 20 + 1.00 per thousand thereafter
2	Cancellation of Demand Draft	Rs 100 per cancellation
3	Duplicate Demand Draft	Rs 200 per Demand Draft
4	Revalidation of Demand Draft	Rs 100 per Demand Draft
	CHEQUE COLLECTIONS
1	Upto Rs 10,000	Rs 50
2	Rs 10,001 – Rs 1,00,000	Rs 100
3	Rs 1,00,001 & Above	Rs 150
4	Local Collection	Nil
5	Out Station	Rs 25 per instrument
6	Cheque Return Insufficient Funds	Rs 200 per instances
	BILL COLLECTIONS
1	Upto Rs 5,000	Rs 50
2	Above Rs 5,000 – Rs 10,000	Rs 75
3	Above 10,000 – Rs 1,00,000	Rs 125
4	Above Rs 1,00,000 – Rs 5,00,000	Rs 250
5	Above Rs 5,00,000	Rs 300
	RUPAY DEBIT CARD RELATED CHARGES
	Tariff Charges
1	Apex Bank ATM	Free
2	Other Bank’s ATM
	First 3 Transactions of the month in Metro Cities	Free
	First 5 Transactions of the month in Non Metro Cities	Free
	After First 3 and First 5 transactions in metro and non metro cities respectively in month	Rs. 18/- per transaction + GST (Financial) Rs. 9/- per transaction + GST (Non-Financial)
3	DAILY USAGE LIMITS
	Cash Withdrawal Transaction Limit at ATM	Rs. 40,000/-
	Purchase Transaction Limit at Merchant	Rs. 50,000/-
4	FEES
	Annual Fee	Rs. 200/-
	Additional Card (per annum)	Rs 100/-
	Card Replacement Fee	Rs. 200/-
	INTERNET BANKING RELATED CHARGES (On ICICI Gateway)
1	IRTC Fee	Rs 25 Plus GST
2	Online Air Ticket Booking	Rs 50 Plus GST
3	Others i.e. Income Tax, GST Payment	Rs 50 Plus GST
	INTER BRANCH TRANSFER CHARGES
1	Transfer between MCAB Branches Local/Outstation	Nil
2	Deposit of Cash at Non-Home CBS Branches	Rs 10/-+GST per 25000/- per transaction
3	Encashment of Cheque at Non-Home Branches	Free upto Rs 10,000 Rs 2/- per 1000 above Rs 50,000/-
	RTGS / NEFT transaction Charges
	AMOUNT	Charges
1	Rs. 1 – 10,000	Rs 2.5 + GST
2	Rs. 10,001 – 1,00,000	Rs. 5 + GST
3	Rs. 1,00,000 – 2,00,000	Rs. 15 + GST
4	Above Rs. 2,00,000	25 + GST
5	Rs. 2,00,000 – 5,00,000	Rs. 25 + GST
6	Above Rs. 5,00,000	Rs. 50 + GST
	OTHER AREAS
1	Nominal Membership	Nominal Fee Rs. 500
		Form Rs 20
		Admission Fee Rs 20
2	Share	Application Form Rs 100
		Value per Share Rs 100
		Minimum Share 50
3	Zero Balance Account
4	Loan Application Form	Rs 100+GST per Form