| Particulars | Description of Charge | Rate of Service Charge |
1 | Issue of Cheque Book |
a) | First Cheque Book | Savings & Current Cheque | Free |
b) | Thereafter per Cheque Leaf | ₹ 3/- |
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2 | Stop Payment Instruction |
| Per Instruments | Per Instruction | ₹ 75+GST |
| | | |
3 | Account Keeping/Maintenance Charge |
| All Savings & Current A/Cs | Per Annum | ₹ 200+GST |
| | | |
4 | Non-Maintenance of Minimum Balance (Half Yearly Average Balance) |
a) | Current A/C | Half Yearly Average Balance | ₹ 200+GST |
b) | Savings A/C | ₹ 100+GST |
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5 | Incidental Charge on all In-Operative Accounts |
a) | Current A/C | Per Half Yearly | ₹ 50+GST |
b) | Savings A/C | Per Half Yearly | ₹ 50+GST |
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6 | Statement of Account |
| | Current & Savings A/Cs | ₹ 100+GST |
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7 | Issue of Duplicate Passbook (Excluding Continuation Passbook) |
| Current & Savings A/Cs | Per Instance | ₹ 100+GST |
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8 | Account Closure Charge |
| Current & Savings A/Cs | Within 6 Months of Opening | ₹ 500+GST |
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9 | Issue of Balance Certificate & Deposit at Call Receipt (DCR) |
| Per Certificate | Commercial/Non-Commercial | ₹ 2000+GST |
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10 | Issue of Solvency Certificate/Financial Soundness Certificate |
| Per Certificate | Commercial & Non Commercial | ₹ 2000+GST |
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11 | Enquiries Relating to old Records (Beyond 12 Months) |
a) | Upto 2 Years for all items | Per Instance | ₹ 200+GST |
b) | Thereafter Additional Year | Per Instance | ₹ 100+GST |
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12 | Collection of Bills Charges (Inclusive Postage Expenses) |
a) | Upto ₹ 10000 | Per Amount | ₹ 100+GST |
b) | Above ₹ 10000 | Per Amount | ₹ 400+GST |
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13 | Collection of Outstation Cheque (Inclusive Postage etc Expenses) |
a) | Upto ₹ 10000 | Per Amount | ₹ 50+GST |
b) | Above ₹ 10000 to ₹ 100000 | Per Amount | ₹ 100+GST |
c) | Above ₹ 100000 | Per Amount | ₹ 150+GST |
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14 | Cheque/Bills Returns for For Any Reason |
| Per Cheque/Bill | Per Instance | ₹ 200+GST |
| | | |
15 | Standing Instruction Fail Charge |
| Per Instance | Per Instance | ₹ 100+GST |
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16 | Issue of Bankers’ Cheque/Demand Draft |
a) | Upto ₹ 5000 | Per Amount | ₹ 25+GST |
b) | ₹ 5000 to ₹ 10000 | Per Amount | ₹ 50+GST |
c) | ₹ 10000 to ₹ 100000 | Per Amount | ₹ 60+GST |
d) | Above ₹ 100000 | ₹ 4 per ₹ 1000 | Min. ₹ 600+GST |
| | | Max. ₹ 2000+GST |
17 | NEFT Charges (through CBS/Mobile Banking) |
a) | Upto ₹ 10000 | Per Amount | ₹ 2.5+GST |
b) | ₹ 10000 to ₹ 100000 | Per Amount | ₹ 5.0+GST |
c) | ₹ 100000 to ₹ 200000 | Per Amount | ₹ 15+GST |
| RTGS Charges (through CBS/Mobile Banking) |
d) | ₹ 200000 to ₹ 500000 | Per Amount | ₹ 25+GST |
e) | Above ₹ 500000 | Per Amount | ₹ 50+GST |
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18 | Revalidation/Cancellation & Issuance of duplicate Draft/Banker’s Cheque |
| Per Draft/Cheque | Per Instance | ₹ 200+GST |
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19 | Any Branch Banking (ABB) Charge |
a) | ABB Encashment upto ₹ 25,000 | Per Instance | Free |
b) | ABB Encashment Above ₹ 25,000 | Limit ₹ 1,00,000 per day | ₹ 1 per 1000 |
c) | ABB Cash Deposit | No Limit | Free |
d) | Loan Repayment | No Limit | Free |
e) | Transfer Transaction | No Limit | Free |
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20 | SMS Charges |
| | All SMS | ₹ 15 per Quarter |
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21 | ATM Card Charges |
a) | Rupay Debit Card | Per Annum | ₹ 200+GST |
b) | Rupay Platinum Card | Per Annum | ₹ 400+GST |
| | | |
22 | Safe Deposit Locker Rent |
a) | Small Size | Per Annum | ₹ 700+GST |
b) | Medium Size | Per Annum | ₹ 1,300+GST |
c) | Large Size | Per Annum | ₹ 2,500+GST |
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23 | Loss of Key/Breaking of Locker |
| | Per Instance | ₹ 750+GST |