SERVICE CHARGES wef 1st July 2024

 
Particulars
Description of Charge
Rate of Service Charge
1
Issue of Cheque Book
a)First Cheque BookSavings & Current ChequeFree
b)Thereafter per Cheque Leaf₹ 3/-
    
2
Stop Payment Instruction
 Per InstrumentsPer Instruction₹ 75+GST
    
3
Account Keeping/Maintenance Charge
 All Savings & Current A/CsPer Annum₹ 200+GST
    
4
Non-Maintenance of Minimum Balance (Half Yearly Average Balance)
a)Current A/CHalf Yearly Average Balance₹  200+GST
b)Savings A/C₹  100+GST
    
5
Incidental Charge on all In-Operative Accounts
a)Current A/CPer Half Yearly₹ 50+GST
b)Savings A/CPer Half Yearly₹ 50+GST
    
6
Statement of Account
  Current & Savings A/Cs₹ 100+GST
    
7
Issue of Duplicate Passbook (Excluding Continuation Passbook)
 Current & Savings A/CsPer Instance₹ 100+GST
    
8
Account Closure Charge
 Current & Savings A/CsWithin 6 Months of Opening₹ 500+GST
    
9
Issue of Balance Certificate & Deposit at Call Receipt (DCR)
 Per CertificateCommercial/Non-Commercial₹ 2000+GST
    
10
Issue of Solvency Certificate/Financial Soundness Certificate
 Per CertificateCommercial & Non Commercial₹ 2000+GST
    
11
Enquiries Relating to old Records (Beyond 12 Months)
a)Upto 2 Years for all itemsPer Instance₹ 200+GST
b)Thereafter Additional YearPer Instance₹ 100+GST
    
12
Collection of Bills Charges (Inclusive Postage Expenses)
a)Upto ₹ 10000Per Amount₹ 100+GST
b)Above ₹ 10000Per Amount₹ 400+GST
    
13
Collection of Outstation Cheque (Inclusive Postage etc Expenses)
a)Upto ₹ 10000Per Amount₹ 50+GST
b)Above ₹ 10000 to ₹ 100000Per Amount₹ 100+GST
c)Above ₹ 100000Per Amount₹ 150+GST
    
14
Cheque/Bills Returns for For Any Reason
 Per Cheque/BillPer Instance₹ 200+GST
    
15
Standing Instruction Fail Charge
 Per InstancePer Instance₹ 100+GST
    
16
Issue of Bankers’ Cheque/Demand Draft
a)Upto ₹ 5000Per Amount₹ 25+GST
b)₹ 5000 to ₹ 10000Per Amount₹ 50+GST
c)₹ 10000 to ₹ 100000Per Amount₹ 60+GST
d)Above ₹ 100000₹ 4 per ₹ 1000Min. ₹ 600+GST
   Max. ₹ 2000+GST
17
NEFT Charges (through CBS/Mobile Banking)
a)Upto ₹ 10000Per Amount₹ 2.5+GST
b)₹ 10000 to ₹ 100000Per Amount₹ 5.0+GST
c)₹ 100000 to ₹ 200000Per Amount₹ 15+GST
 
RTGS Charges (through CBS/Mobile Banking)
d)₹ 200000 to ₹ 500000Per Amount₹ 25+GST
e)Above ₹ 500000Per Amount₹ 50+GST
    
18
Revalidation/Cancellation & Issuance of duplicate Draft/Banker’s Cheque
 Per Draft/ChequePer Instance₹ 200+GST
    
19
Any Branch Banking (ABB) Charge
a)ABB Encashment upto ₹ 25,000Per InstanceFree
b)ABB Encashment Above ₹ 25,000Limit ₹ 1,00,000 per day₹ 1 per 1000
c)ABB Cash DepositNo LimitFree
d)Loan RepaymentNo LimitFree
e)Transfer TransactionNo LimitFree
    
20
SMS Charges
  All SMS₹ 15 per Quarter
    
21
ATM Card Charges
a)Rupay Debit CardPer Annum₹ 200+GST
b)Rupay Platinum CardPer Annum₹ 400+GST
    
22
Safe Deposit Locker Rent
a)Small SizePer Annum₹ 700+GST
b)Medium SizePer Annum₹ 1,300+GST
c)Large SizePer Annum₹ 2,500+GST
    
23
Loss of Key/Breaking of Locker
  Per Instance₹ 750+GST