For Fresh Loan Sanctioned Only

Effective from 10.7.2014
SI.No. Particulars Rate
A AGRICULTURE  &  ALLIED  AGRICULTURE
1 Crop Loans & KCC 7.00% *
3 UptoRs 2,00,000/- 12.00%
4 Rs 2,00,001/- uptoRs 5,00,000/- 13.00%
5 Rs 5,00,001/- and above 13.50%
B BUSINESS LOAN (Including CC, SBF, etc)
1 Upto Rs 50,000/- 13.00%
2 Rs 50,001/- uptoRs 5,00,000/- 13.50%
3 Rs 5,00,001/- uptoRs 10,00,000/- 14.00%
4 Rs 10,00,001/- and above 14.50%
C MICRO SMALL & MEDIUM ENTERPRISES (MSME)
1 Upto Rs 50,000/- 13.00%
2 Rs 50,001/- uptoRs 3,00,000/- 13.50%
3 Rs 3,00,001/- uptoRs 5,00,000/- 14.00%
4 Rs 5,00,001/- and above 14.50%
D HOUSING  LOAN (EMI)
1 UptoRs   5,00,000/- 13.00%
2 Rs   5,00,001/- uptoRs 15,00,000/- 13.50%
3 Rs 15,00,001/- uptoRs 20,00,000/- 14.00%
4 Rs 20,00,001/- and above 14.50%
E ROAD TRANSPORT OPERATOR (RTO)
1 Upto Rs 5,00,000/- 14.00%
2 Above Rs   5,00,001/- to  Rs   7,50,000/- 14.50%
3 Above Rs 7,50,001/- 15.00%
  NON-PRIORITY SECTOR  
A PERSONAL LOAN
a Up to Rs 1,00,000 15.00%
b Above Rs 1,00,000 – Rs 5,00,000 16.00%
c Above Rs 5,00,000 17.00%
B CAR  LOAN 15.00%
C TWO WHEELER LOAN 16.00%
D FESTIVAL LOAN 16.00%
E COMPUTER & LAP TOP LOAN 16.00%
F CHURCH LOAN (EMI)  
a Up to Rs 10,00,000/- 15.00%
b Above Rs 10,00,000 – 25,00,000/- 16.00%
c Rs 25,00,000/- & above 17.00%
G LOAN AGAINST DEPOSIT/DEMAND LOAN 2.00% above Deposit Rate
* Covered by under Interest Subvention Scheme of NABARD Only.