Loan Interest Rates

For Fresh Loan Sanctioned Only

Effective from 21.10.2020

SI.No.ParticularsRate
AAGRICULTURE  &  ALLIED   Activities
1.Kissan Credit Card (KCC)7.00% *
2.Working Capital & Term Loan
 a.  Upto Rs. 5,00,000/-12.00%
 b.  Above Rs. 5,00,000/-13.00%
BSmall & Medium Enterprise (SME)
1.Cash Credit (SBF / SSI)
 a.  Upto Rs. 5,00,000/-12.50%
 b.  Above Rs. 5,00,000/-13.00%
2.Term Loans (SBF / SSI)
 a.  Upto Rs. 5,00,000/-12.50%
 b.  Above Rs. 5,00,000/-13.00%
COther Priority Sector Advances
1.All Public Vehicle Loans (RTO)12.50%
2.Housing Loan (Upto Rs. 25,00,000/-)
 a.  Salaried10.00%
 b.  Non-Salaried12.00%
3.Education Loan12.00%
4.NMDFC / Tatkal Loan7.00%
DNon-Priority Sector Advances
1.Personal Loan
 a.  Upto Rs. 5,00,000/-12.25%
 b.  Above Rs. 5,00,000/-13.00%
2Festival Loan12.00%
3Pensioner Loan12.50%
4Car / Two wheeler Loan12.50%
5Overdraft14.00%
6Housing Loan (Above Rs. 25,00,000/-)
 a.  Salaried11.00%
 b.  Non – Salaried12.50%
7Church Loan10.00%
8LOAN AGAINST DEPOSIT/DEMAND LOAN2.00% above FD Rate